Christchurch Mortgages offer a full mortgage & loan advisory to the public and associated professionals.

Operating from Christchurch in Dorset we are dedicated in providing the best Mortgage products available for our customers and our caring, friendly and diligent staff are always ready to assist with your mortgage needs. We use our extensive experience to help our customers make the right decisions.

Reasons for cover

  • Find me a mortgageFind Me a Mortgage

  • Today's Best Mortgages
  • Free Loan Calculators
    • How Much Can I Borrow?

      Mortgage Borrowing Calculator

      Please enter the income for the first and (if appropriate) second applicants and the maximum borrowing will be calculated

      Applicant 1 income £
      Applicant 2 income £
       
      Maximum borrowing £

       

      THE MAXIMUM BORROWING IS ONLY AN ESTIMATE BASED ON THE INFORMATION PROVIDED. TO OBTAIN AN ACCURATE FIGURE PLEASE CONTACT US FOR A FULL REVIEW.

    • How Much Could I Pay?

      Mortgage Payment Calculator

      Please enter the requested values, and then the monthly payment will be calculated

      Loan amount £
      Rate %
      Term years
      Repayment Interest only
       
      Monthly payment £

       

      THE MAXIMUM BORROWING IS ONLY AN ESTIMATE BASED ON THE INFORMATION PROVIDED. TO OBTAIN AN ACCURATE FIGURE PLEASE CONTACT US FOR A FULL REVIEW.

  • Request a Call BackRequest a Call Back

For no-obligation initial advice, you can speak to one of our expert advisers on:

01202 486111

Or request a call back

Done!

Why do you need it?

The loss of a spouse or parent can leave dependants with additional issues to cope with other than the emotional. If you are inadequately insured, your dependants may be left with a dramatically reduced household income, which could affect their quality of life. Potentially there may be reduced opportunities for children such as the ability to pay for a university education or difficulties in maintaining mortgage payments on a reduced income.

In the event of your death, a lending institution will not write off your debt. Rather, they will continue to pursue the debt through your dependants and could, ultimately, foreclose on the loan meaning the loss of the family home.

What will the State provide?

The main benefits the State may provide are the Widowed Parent's Allowance and Child Benefit. Depending on whether the widow(er) qualifies for Income Support, the State may or may not help with paying the mortgage interest.

The method for calculating which benefits an individual may qualify for is extremely complicated. More information is available at the Department of Work and Pensions website www.dss.gov.uk.